Aadhaar Pay

Accept payments easily using Aadhaar authentication.

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What is FindiBANKIT Aadhaar Pay?

FindiBANKIT Aadhaar Pay is a merchant-focused payment solution that allows you to collect digital payments from your customers using only their Aadhaar Number and fingerprint. It’s the perfect solution if a customer wants to pay you or withdraw cash but doesn't have a debit card. As long as the customer has an Aadhaar-linked bank account, they can pay you securely at your shop—even if they don't carry a phone or card.

Need cash withdrawal without Aadhaar authentication? Explore UPI Cash Point.

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No POS Machine Cost

Why buy a card machine when your smartphone can accept payments? Save on monthly rentals and machine maintenance costs.

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Fast Settlement

The payment is credited to your FindiBANKIT wallet quickly. No need to wait for T+1 settlement cycles.

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Fraud-Proof Security

Biometric authentication is the most secure way for customers to pay. It eliminates the risk of card cloning or stolen wallets.

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Universal Acceptance

Works with 100+ Aadhaar-linked banks across India. If your customer has a bank account and a thumb, they can pay you.

Who can start an Aadhaar Pay Merchant Business?

Setting up your digital counter is fast, easy, and completely paperless.

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Retail Partners

Ideal for Kirana shops, clinics, and local vendors who want to offer more payment options to their customers.

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Basic Hardware

All you need is a standard fingerprint scanner (like Mantra or Morpho) and any Android smartphone.

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Identity Check

A valid Aadhaar and PAN card are required to activate your merchant account through our digital onboarding app.

How It Works

Simple 4-step process to accept payments.

1

Input Details

Enter the customer's Aadhaar number and the purchase amount in your FindiBANKIT app.

2

Bank Selection

Select the customer's bank from the dropdown list on your screen.

3

Biometric Scan

The customer places their finger on the scanner attached to your mobile for verification.

4

Payment Success

The payment is processed quickly. You get the money in your broker wallet and the customer gets a receipt.

Why Partner with FindiBANKIT for Aadhaar Pay?

Aadhaar Pay is a game-changer for businesses in areas where people might not carry cards or know how to use complex apps. It allows you to serve every single customer who has a bank account. By offering this service, you ensure you never lose a sale due to "lack of change" or "no cash." Plus, our platform is highly stable with one of the best success rates in the industry.

Zero Monthly Rentals

Use your own device. No hidden fees or monthly software charges.

Low Transaction Fee

Enjoy lower MDR compared to traditional credit or debit card swiping.

Transaction Limit

50k

Accept up to INR 50,000 per transaction based on bank limits.

Frequently Asked Questions

Start Accepting Digital Payments

Empower your business and offer convenience to your customers.

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