Aadhaar Enabled Payment System

Offer basic banking services using Aadhaar.

Hero Illustration

What is Aadhaar Enabled Payment System (AePS)?

AePS is a bank-led model which allows online interoperable financial inclusion transactions at Micro-ATMs through any Business Correspondent (BC) using Aadhaar authentication. As a FindiBANKIT partner, you act as a local banker for your neighborhood, providing secure cash withdrawals to anyone with an Aadhaar-linked bank account. This eliminates the need for ATM cards or long trips to bank branches for the customers.

Looking for cardless cash withdrawal? Explore UPI Cash Point.

🏦

Neighborhood Banking

Enable people in villages and towns to access their money securely. You become the trusted branch that's always nearby for your local community.

🛡️

Biometric Security

Fingerprint authentication prevents fraud and card cloning. It's the safest way for customers to withdraw cash without sharing any sensitive PINs.

💳

Banks in Your Pocket

Empowers all Aadhaar-linked bank accounts across India. Whether the bank is 1km away or 100km away, your counter serves 100+ banks on a single app.

📈

High Commission

Earn attractive commissions on every cash withdrawal and mini-statement. It's a low-investment business with high footfall and returns.

Who can start an AePS Cash Withdrawal Business?

Joining India's fastest-growing banking network is simple and paperless.

18+

Retailers & Entrepreneurs

If you own a shop or want to start a new business and are over 18 years old, you can become an authorized FindiBANKIT banking partner.

KYC

Identity Proof

All you need is a valid Aadhaar number and PAN card. Our 100% digital onboarding process gets you active in just a few minutes.

🏠

Business Point

Whether it's a grocery store, pharmacy, or mobile shop, having a permanent location builds trust for customers visiting for banking services.

How It Works

A simple 4-step process to serve your banking customers.

1

Enter Aadhaar

Enter the customer's Aadhaar number and select their bank name in the FindiBANKIT App.

2

Select Service

Choose Between Cash Withdrawal, Balance Enquiry, or Mini Statement and enter the amount.

3

Biometric Scan

The customer places their finger on the scanner for secure Aadhaar authentication via the BHIM Aadhaar Pay infrastructure.

4

3. Withdrawal

If the authentication is successful, the amount is credited to your FindiBANKIT wallet directly. Hand over the cash to the customer.

Why Partner with FindiBANKIT for AePS?

FindiBANKIT provides the most stable and highest-success rate AePS platform in India. With real-time settlements, transparent commission reports, and dedicated local support, we ensure your banking business runs without any technical hiccups. Increase your shop’s prestige and income by becoming a neighborhood mini-bank.

Highest Commission

Get the best payout in the industry for every Aadhaar cash withdrawal you process.

Real-time Settlement

Move your earnings to your own bank account quickly via IMPS, 24/7/365.

Potential Monthly Earning

INR 5,000+

*Based on average daily banking transactions.

View Earning Slab

How to Start Your AePS Business

Our digital onboarding process takes less than 10 minutes.

📱

1. Download & Register

Install the FindiBANKIT App from Google Play Store and complete the digital registration with your mobile number.

👆

2. Get Biometric Device

Connect your existing STQC certified fingerprint device or purchase a genuine mantra/morpho scanner from our store.

💰

3. Activate & Earn

Start providing Aadhaar cash withdrawal services to your neighborhood and earn handsome commissions on every swipe.

AePS Service - Common Questions

Start Your Banking Point Today

Join India's largest banking network. Empower your community and double your shop's income with FindiBANKIT.